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overinsurance [Brit ˌəʊv(ə)rɪnˈʃʊərəns, americ ˌoʊv(ə)rənˈʃʊrəns] SUBST

overinsurance

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overinsurance

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I suspect this will lead to some underinsurance, which won't cost the insurers a cent, and quite a lot of modest overinsurance, which is money for nothing for the insurers. www.stuff.co.nz

They reasoned that overinsurance was raising the cost of health care expenses. en.wikipedia.org

Replacement cost policies emerged in the mid-20th century; prior to that concern about overinsurance restricted their availability. en.wikipedia.org

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