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Traduções para „adverse selection“ no dicionário Inglês » Alemão (Salte para Alemão » Inglês)

adverse selection SUBST SEGUROS, INVEST-FINAN

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Early peer-to-peer platforms had few restrictions on borrower eligibility, which resulted in adverse selection problems and high borrower default rates.
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Critics question whether problems with adverse selection, moral hazard, information asymmetries, demand inducement, and practice variations can be addressed by private markets.
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While adverse selection in theory seems an obvious and inevitable consequence of economic incentives, empirical evidence is mixed.
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A compulsory government program avoids the adverse selection problem.
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Hence, as the interest rate goes up, the return to the lender decreases only considering the adverse selection effect.
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By an adverse selection-type phenomenon, this should cause government to shrink.
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These exclusions by the insurance industry were meant to cope with adverse selection by potential customers.
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This process is called an adverse selection spiral, and could lead to the sudden collapse of a financial market.
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This again increases the problems of moral hazard and adverse selection and therefore will drive the amount of funds available through lending down.
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Studies of empirical evidence suggest that the threat of adverse selection is exaggerated, and that risk aversion and propitious selection may balance it.
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